Independent Financial Advisor Serving Minnetonka, MN

The most useful distinction is not firm size but advisory structure. An independent, fee-only registered investment advisor has no commissions, no proprietary products, and no sales requirements — which means the advice is shaped entirely by your plan. Crane Capital Management serves Minnetonka professionals and families as a fiduciary RIA with a direct advisor relationship at every level of the engagement.

Yes. Crane Capital Management is a fee-only, fiduciary RIA with an office in Spring Park, minutes from Minnetonka via Highway 7. Virtual meetings and Minnetonka-area meeting locations are also available.

Yes. Taylor Harwood, CFA® and CFP®, leads every client relationship at Crane Capital Management. The CFA charter is the most rigorous credential in investment management, covering portfolio construction, financial analysis, and asset valuation at an institutional level — applied here to individual client situations including equity compensation, concentrated positions, and multi-account coordination.

Crane Capital Management builds retirement income plans that account for Social Security timing, Roth conversion strategy, withdrawal sequencing across account types, and healthcare cost planning — coordinated with investment management and tax strategy rather than managed separately.

Yes. For professionals at UnitedHealth Group and other Minnetonka-area employers with equity compensation programs, integrating vesting schedules, concentration risk, and tax treatment into a broader financial plan requires coordination across investment management, tax strategy, and retirement income planning. Crane Capital Management builds that coordination into the plan from the start.

Confirm that the advisor is a registered investment advisor — SEC- or state-registered — and ask directly whether they operate as a fiduciary at all times. A fiduciary is legally required to act in your interest, not just when making investment recommendations. Crane Capital Management serves Minnetonka clients as a fiduciary at every stage of the advisory relationship.