Will I outlive my money?

We typically review your financial plan quarterly, biannually or annually, but if your circumstances change, we can meet more frequently to ensure your plan remains aligned with your goals.

When should I take Social Security benefits?

Please notify us as soon as possible about any major life changes—such as marriage, divorce, job change, or the birth of a child—so we can adjust your financial plan accordingly.

How can I ensure my 401(k)/IRA lasts?

You can schedule a meeting by contacting our office directly via phone or email. You can also book an appointment through our online booking service by clicking this link: Click here to book at your convenience .

What’s the right age to retire?

It depends on lifestyle, savings, and income sources; we help create a path tailored to your vision.

How do I plan for healthcare costs?

We account for Medicare premiums, supplemental coverage, and inflation to keep your budget realistic.

Do you help with retirement plans for business owners?

Yes, we guide business owners through selling a company or setting up retirement plans for self-employment, tying transitions into the broader plan.

Planning Retirement Around the Life You Envision

Your Roadmap to a Confident Retirement

Retirement is one of life’s biggest milestones, and the questions around it are often the most pressing: How much is enough? When can I retire? At Crane Capital Management, our retirement planning services help families and business owners design a future that reflects their values. Whether your vision includes weekends at a cabin up north, time with grandchildren, or traveling abroad, our role is to guide the process so your plan fits your life.

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Key Considerations For Retirement

Social Security and Medicare Guidance

Choosing when to claim Social Security can shape retirement income for decades. We help determine the best time to file based on your overall plan. We also guide clients through Medicare enrollment and supplemental plan choices, building healthcare costs into the retirement budget.

Tax-Efficient Retirement Strategies

Taxes don’t stop at retirement. We coordinate with your CPA to explore Roth conversions, manage tax brackets, and minimize taxes on Social Security benefits. These steps help keep more income available for your goals.

Estate Considerations in Retirement

As you enter retirement, updating beneficiaries and estate documents becomes essential. We coordinate retirement planning with estate strategies so your legacy carries forward as you intend.

Retirement planning FAQs

Clarity for the Decisions Ahead

Will I outlive my money?

We typically review your financial plan quarterly, biannually or annually, but if your circumstances change, we can meet more frequently to ensure your plan remains aligned with your goals.
When should I take Social Security benefits?

Please notify us as soon as possible about any major life changes—such as marriage, divorce, job change, or the birth of a child—so we can adjust your financial plan accordingly.
How can I ensure my 401(k)/IRA lasts?

You can schedule a meeting by contacting our office directly via phone or email. You can also book an appointment through our online booking service by clicking this link: Click here to book at your convenience.
What’s the right age to retire?

It depends on lifestyle, savings, and income sources; we help create a path tailored to your vision.
How do I plan for healthcare costs?

We account for Medicare premiums, supplemental coverage, and inflation to keep your budget realistic.
Do you help with retirement plans for business owners?

Yes, we guide business owners through selling a company or setting up retirement plans for self-employment, tying transitions into the broader plan.

Plan for a Confident Retirement

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